Frequently asked questions

Why choose Skyline Direct?

• Low cost: cheaper than most home collect lenders. See for yourself on Lenders Compared.
• Easy repayments: we can call at your home to collect repayments or by Debit Card payment on your chosen schedule.
• We’re transparent: You’ll know all the costs from the outset and there are no hidden fees.
• You can trust us: We’re fully regulated by the Financial Conduct Authority and members of the CCTA.

How much can I borrow?

First time customers can borrow up to £500 (based on an affordability assessment).

Are there any hidden charges?

At Skyline Direct we keep things simple – we tell you the full cost of the loan upfront and there are no hidden fees or late payment charges. If you’re having genuine difficulty in meeting repayments we’ll help you with a plan to get back on track or direct you towards free support.

How long does it take?

You will have an initial response within 24 hours.

Is it confidential?

We treat all our customers’ information confidentially. Skyline Direct adhere to GDPR, so your loan will only ever be discussed with you. You should be aware however, that we are obliged to share some information with credit reference agencies.

What if I have a bad credit rating?

We may still be able to help you even if you’ve been turned down for credit in the past. We’re often able to help people with a poor credit history. We only offer loans to people who can show that they are in a position to meet repayments. In some instances faithfully repaying a cash loan can help to restore your credit rating.